Ever regretted spending too much on dinner? Or ashamed about not being able to give a family member more financial support?
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Life Kit
A financial planner’s advice for spending without guilt
A financial planner’s advice for spending without guilt
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There’s a term for this feeling, says certified financial planner Lauryn Williams: financial guilt. And it can hold you back from taking steps to fix your finances — or enjoying the money you do have.
Narratives like “I should have known better” or “I shouldn’t be in this situation” don’t help, she says. “They don’t allow you to move forward because you feel so guilty.”
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Williams, the founder of the financial planning firm Worth Winning, shares three kinds of financial guilt and how to address them.
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